OpenAI GPT-4.5 vs Microsoft Phi-4

Name: OpenAI GPT-4.5
Brand: OpenAI
SKU: gpt-4-5

Looking for an honest OpenAI GPT-4.5 vs Microsoft Phi-4 comparison in 2026? We scored both ai language models on the same six-dimension framework — performance, battery, display, camera, design and value — using identical methodology, so the numbers below are directly comparable. In our overall scoring the Microsoft Phi-4 comes out ahead 51/100 to 60/100 — a 9-point gap. The widest gap is in display, where the Microsoft Phi-4 pulls noticeably ahead.

OpenAI

GPT-4.5

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AI Matrix

Microsoft Phi-4 edges out the OpenAI GPT-4.5 in the ai language models category, especially in value, scoring 60 vs 51. If you want the better overall ai language models, Microsoft Phi-4 is the recommended choice.

Reviewed by VersusMatrix Editorial Team|Our methodology

3 Reasons Why Microsoft Phi-4 Is Better

1.Better display rating: 82 vs 11
2.Better value score: 100 vs 0
3.Higher overall score: 60 vs 51

Score Breakdown

OpenAI GPT-4.5Microsoft Phi-4

Benchmark (MMLU)30% weight

OpenAI GPT-4.5 Winner

Cost Efficiency20% weight

100

Microsoft Phi-4 Winner

Arena ELO20% weight

OpenAI GPT-4.5 Winner

Context Window10% weight

OpenAI GPT-4.5 Winner

Speed (tok/s)10% weight

Microsoft Phi-4 Winner

Coding (HumanEval)10% weight

OpenAI GPT-4.5 Winner

Scores are relative within the ai language modelscategory. Percentages show each dimension's weight in the overall score. A difference of less than 0.5 points is considered a tie.

OpenAI GPT-4.5

✓ Pros

●Higher performance score
●Better battery score
●Better camera score

✗ Cons

●Higher price relative to value
●Lower display score

Microsoft Phi-4

Winner

✓ Pros

●Better display score
●Better value for money

✗ Cons

●Weaker battery score
●Lower camera score
●Lower performance score

💰 Token Pricing (per 1M tokens)

Lower cost = better value. Free = open-source self-hosted.

Metric	OpenAI GPT-4.5	Microsoft Phi-4
Input (Prompt)	$75.00/1M	✓$0.07/1M
Output (Completion)	$150.00/1M	✓$0.26/1M
Open Source	Proprietary	✓ Free

⚡ Context Window & Speed

Context Window (tokens)

OpenAI GPT-4.5128K

Microsoft Phi-416K

Metric	OpenAI GPT-4.5	Microsoft Phi-4
Max Output	✓16,384 tok	4,096 tok
Speed	50 tok/s	✓250 tok/s
Time to First Token	900ms	✓150ms
Languages	✓50+	15+

📊 Benchmark Scores

Higher is better. Industry-standard AI evaluation benchmarks.

OpenAI GPT-4.5

Microsoft Phi-4

MMLU (Knowledge)

90.0|84.8

OpenAI GPT-4.5

Microsoft Phi-4

HumanEval (Coding)

88.0|82.6

OpenAI GPT-4.5

Microsoft Phi-4

MATH (Mathematics)

78.0|80.4

OpenAI GPT-4.5

Microsoft Phi-4

GPQA (Expert Q&A)

72.0|56.1

OpenAI GPT-4.5

Microsoft Phi-4

Chatbot Arena ELO

1370.0|1213.0

OpenAI GPT-4.5

Microsoft Phi-4

🔧 Capabilities

Feature	OpenAI GPT-4.5	Microsoft Phi-4
Reasoning / Chain-of-Thought	✕	✕
Vision (Image Input)	✓	✕
Audio Input	✕	✕
Video Input	✕	✕
Image/Audio Output	✕	✕
Function Calling / Tools	✓	✕
JSON Mode	✓	✓
Real-time Web Access	✕	✕
Fine-tuning Support	✕	✓
Batch API	✓	✓
Streaming	✓	✓
Open Source	✕	✓

ℹ️ Model Details

Field	OpenAI GPT-4.5	Microsoft Phi-4
Provider	OpenAI	Microsoft
Parameters	—	14B
Knowledge Cutoff	2024-09	2024-06
License	Commercial	MIT
Best For	creative writingemotional intelligenceconversationnuanced tasks	edge deploymentSTEMcost efficiencymathsmall footprint

Who Should Buy

Buy OpenAI GPT-4.5 if…

The OpenAI GPT-4.5 is worth considering if you prefer its specific design, ecosystem, or brand — though it scores lower overall in our comparison.

Buy Microsoft Phi-4 if…

Buy the Microsoft Phi-4 if you want the best overall value in this comparison. It scores higher overall and is the recommended choice for most buyers.